by Leila Mortaz | Nov 18, 2015 | Home Seller Tips, Property Management, Real Estate (Residential), Residential Mortgage
Most of us know about Direct Marketing which is the shotgun approach where we sent Letters, Post Cards, Flyer and Emails to a huge distribution list hoping and praying that someone would respond. In fact, 98% or more of the folks targeted in Outbound Marketing care...
by Leila Mortaz | Oct 24, 2015 | Home Buyer Tips, Real Estate (Residential), Residential Mortgage
Are you in the market to buy a home? Do you have bad credit with low FICO scores? We have written previously about specific recommendation on improving your credit score. However, if you have found a property and are looking to purchase there are some options that...
by Leila Mortaz | Oct 23, 2015 | Home Buyer Tips, News, Real Estate (Residential), Residential Mortgage
Are you a 1st time home buyer? Are you in the market to buy a house in Silicon Valley? This is a neat article by Lisa Prevost which should help anyone who is in the market for a residential mortgage loan. She covers the mortgage approvals from the perspective of...
by Leila Mortaz | Oct 17, 2015 | Home Buyer Tips, Real Estate (Residential), Residential Mortgage
There are 3 major credit reporting agencies that most lenders use to to arrive at underwriting decisions. Whether you are borrowing for a credit card or a home loan, your combined FICO score from these agencies will play an important role on the amount of credit and...
by Leila Mortaz | Oct 11, 2015 | News, Real Estate (Residential), Residential Mortgage, Silicon Valley life style
This is an interesting post if you are interested in installing Solar panels. Last year we did contact with 2 Solar providers and the cost was way prohibitive since we are only an average of $110 per month of electric bill. But there could be other justifications...
by Leila Mortaz | Oct 9, 2015 | Home Buyer Tips, News, Residential Mortgage
Most lender have programs for non-occupants borrower that can be on the loan to help with the approval of the loan. In this article, the mechanics of the process is discussed where the parents who do not occupy the property can remain on the loan for at least 12...
