Do you have Wachovia Bank loan on your San Jose home!? Then you might be in luck because the bank is offering cash incentives for San Jose Short Sales!
Since these cash offers are in excess of the HAFA Short Sale limit of $3-6,000 dollars, the San Jose Homeowners have to decline their HAFA Short Sale option. But given the fact Wachovia Loans are now offering much larger cash incentives, we are advising our clients to decline HAFA Short Sale option.
You will need to confirm that your loan has not been sold to a 3rd party investor and is still owned and serviced by Wells Fargo Home Mortgage which now owns Wachovia Bank. We utilize a 3rd party Authorization to help confirm this information. This information is critical to confirm the availability of these incentives.
Wells Fargo which manages the Short Sale approval of these Wachovia Loans, will require a handwritten letter stating that you are declining HAFA Short Sale as an option. In fact, Wells Fargo incentive letters that are mailed to San Jose home owners with Wachovia loans. These incentive letters have expiration dates which is requires the home owners to contact the Wells Fargo if they are interested in taking advantage of these incentives for their San Jose Short Sale.
Even if have completed your bankruptcy you might still be eligible to receive these incentives for relation from Wachovia on your San Jose Short Sale. Wells Fargo Home Mortgage incentive program is supposed to be more conservative at 15-20k max which is good incentive for home owners whose home will never recover in value.
Contact Us if you have any questions on your Wachovia Short Sale since these are limited time offers from these lenders who are offering Cash for Short Sales.