by Leila Mortaz | Oct 21, 2014 | Home Buyer Tips, Real Estate (Residential), Residential Mortgage
Getting the lowest interest rate on your home mortgage translates to thousands of dollars during the life of your loan. But the 1st step is understanding how the 3 major credit agencies Equifax, Experian and TranUnion determine your FICO score. Your credit score aka...
by Leila Mortaz | Oct 17, 2014 | Real Estate (Residential), Residential Mortgage, Silicon Valley life style
San Mateo based Solar City has announced a loan program to offer consumers the opportunity to buy their solar panels instead of just leasing them from the company. So, we took a close look at the program and here are the Top 4 benefits of using a loan to buy Solar...
by Leila Mortaz | Sep 27, 2014 | Home Buyer Tips, Home Seller Tips, Real Estate (Residential), Residential Mortgage
Dodd-Frank Wall Street reform act was insrumental in creating the Consumer Finance Protection Bureau. And one person championing the cause of creating such an agency was the current Senator Elizabeth Warren. We came to enjoy her style and work ethic when she was...
by Leila Mortaz | Sep 25, 2014 | Real Estate (Residential), Residential Mortgage
We fell in love with Elizabeth Warren when she was nominated to chair the Congressional Hearings of Troubled Asset Relief Program (TARP) and even then she was the only voice of reason asking then Secretary of Treasury why they gave the US banks a blank check with no...
by Leila Mortaz | Aug 6, 2014 | Real Estate (Residential), Residential Mortgage
If you are planning to buy a home and your credit is less than perfect, then you have some work to do before applying for a Mortgage loan. ut let’s 1st understand where your credit score comes from. Your credit score aka FICO score that most banks utlize is...
by Leila Mortaz | Jul 15, 2014 | Real Estate (Residential), Residential Mortgage
Who says White Color crime does not pay? Well, once again the bankers on Wall Street get a slap on the wrist after moving more than 45 deals that they knew did not pass their own due diligence measures. Citibank officers knew that the underlying mortgages packaged...
