BLOG
Want to learn about
Real Estate?
Top 4 ways to fund your Los Gatos home improvement projects
Home Improvement Projects such as a Kitchen and Bathroom remodels add significant value to your home if they are done properly. In fact, remodeling your kitchen and Master Bath will increase the sale price of your house by 10-30% according to National Association of...
Pre-Qual vs Pre-Approval, what is the difference?
While marketing Bank-Owned (REO) properties during the past decade, banks required us to only submit offers from Pre-Approved buyers. So, what is the difference between a Pre-Qual and a Pre-Approval? So at the expense of public service and helping our fellow real...
Finding Quick Sale Value for Los Gatos homes requires BPO
During Short Sales banks use a type of appraisal called Broker Price Opinion (BPO). BPOs are not your typical appraisals that are utilized in underwrite a residential mortgage loan during a purchase or refinance. BPOs are used to determine some basic questions...
Top 6 questions to avoid in tenant screening
If you have a rental property in Los Gatos and want to do your own tenant screening, you need to recognize that Top 6 questions to avoid. The Department of Fair Housing which is a Federal Agency requires that no tenant should be denied housing based on their sex,...
Find you Los Gatos home’s fair market value?
If you are negotiating with a bank on a Los Gatos Short Sale; the Fair Market Value of the home is determined by a Broker Price Opinion (BPO). Your home's Fair Market Value is often a source of massive disputes. Unlike a typical appraisal, banks are only...
Top 4 factors determining your credit score
Have you ever wondered where banks get the credit score they need to make lending decision for borrowers? Whether you are applying for a credit card or a residential home mortgage; your combined FICO score from will play an important role on the amount of credit and...