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Top 5 tips to reduce your insurnace cost of your rentals.
Are you paying too much insurance on your rentals? Does the cost of insurance eating into your rentals ROI? So here are some recommendation to cut your Home Owners insurance costs without risking coverage: 1) Increase Deductible: Raise your insurance deductible to...
Why you should stage your Los Gatos house before selling.
Are you selling your home? Is the house now vacant and empty of furniture? Well, majority of home buyers struggle to imagine how they would best use an open space. So, staging could be the right decision to market your home to these kinds of buyers. However, before...
How to avoid taxes on your Short Sale?
Are you considering a short sale? Are you wondering if you could owe taxes on the forgiven debt that the lender could report to IRS and your State as income? We strongly recommend our clients to meet their CPA or Tax Planner to discuss the tax consequences of their...
Why BofA wants a HAFA Addifavit for your San Jose Short Sale?
If your home loan is stil under water despite the massive price appreciation, then it might be wise to consider a Short Sale. As part of a Bank of America (BofA) Short Sale on your San Jose Home, the bank will insist on a HAFA Affidavit which is signed by both buyers...
Will Internet of Things create or solve more problem at home?
By now everyone has the own opinion on why Google acquired the thermostat maker Nest, but like most people our first reaction was fear. After all, Google already knows too much about our digital life, and now they will even know about our movement inside our physical...
How to challenge your home’s value in a Short Sale
Are you frustrated with your Short Sale negotiations? Are you surprised at the value assigned by the bank to your home? Well, you are not alone since banks use a cheap appraisal called Broker Price Opinion (BPO). A BPO is NOT a typical appraisal since it is...