Marilyn Philbin, 73, left, of Livermore, and her roommate Muriel Morua, 74, have their photo taken playing cards at the home they share in Livermore, Calif., on Thursday, Sept. 24, 2015. The retirees share a house rather then moving to a retirement community. The housing option aloows them to maintain their independence, yet not live alone. (Doug Duran/Bay Area News Group)