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Find a San Jose Real Estate Broker!

by Leila Mortaz | Jun 28, 2013 | Home Buyer Tips, Home Seller Tips, REOs, Short Sale Expert Advice, Short Sales

find a San Jose Real Estate Broker.But before you let your fingers do the dialing, consider the following criteria to find a San Jose Real Estate Broker in your market:1) Real Estate is Local:  Real Estate is an extremely local phenomena and you should only work with...

What should I say in my Short Sale Hardship letter!?

by Leila Mortaz | Jun 28, 2013 | Home Seller Tips, Short Sale Expert Advice, Short Sales

Proof of Financial Hardship is required from your lender to issue an approval for our Short Sale.  However, writing a Hardship letter proves difficult for some home owners who are not sure what information needs to be disclosed to the lender and what information is...

Top 6 Questions you should ask before buying a San Jose condo!

by Leila Mortaz | Jun 25, 2013 | Home Buyer Tips, REOs, Short Sales

Are you in the market for to purchase a home?!   Are you debating between buying  Condo or a House!?  Did you know that condos decline fastest in slow market are last to appreciate in a hot market!? Then you should read on the main distinction between buying a House...

Ask your lender for a Repayment plan before starting a Short Sale process!

by Leila Mortaz | Jun 25, 2013 | Home Seller Tips, Short Sale Expert Advice, Short Sales

If you are experiencing temporary hardship that’ has caused you to miss some payments, ask your lender for a repayment plan before you start a Short Sale!   What are the Repayment plans you wonder!? Repayment plans are designed to allow the home owner to...

Insane Bank Practices: What your Lender and Congressman have in common!

by Leila Mortaz | Jun 25, 2013 | Home Buyer Tips, Home Seller Tips, REOs, Short Sale Expert Advice, Short Sales

Just like the dysfunctional political system in Washington DC creating grid lock;  banks are also holding the Real Estate industry hostage!  One of the manifestation of this grid lock is the absurd valuations as part of our San Jose Short Sale Negotiations.   As you...

Insane Bank Practices: Crazy Appraisal Values on San Jose Short Sales!

by Leila Mortaz | Jun 25, 2013 | Home Buyer Tips, Home Seller Tips, REOs, Short Sale Expert Advice, Short Sales

Banks are holding the Real Estate industry hostage and have been since the market crash.  One of the manifestation of how the Tail is Wagging the Dog is absurd valuations as part of our San Jose Short Sale Process.   As you are aware, banks use Broker Price...
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