by Leila Mortaz | Mar 14, 2014 | Home Buyer Tips, Real Estate (Residential), Residential Mortgage
I recently published a post about specific recommendation on improving your credit score. But what if you credit score was less than perfect and you were looking to get pre-approved for a mortgage loan? How would you make you loan appear less risky to the...
by Leila Mortaz | Mar 5, 2014 | Home Buyer Tips, Real Estate (Residential), Residential Mortgage
Since the Summer of 2013, we have entered a rising interest rate market where the rates have spiked much higher. In fact, recent decline of home sales in California is directly attributed to this rise in Mortgage Interest Rates. So, if banks have gotten nervous about...
by Leila Mortaz | Jan 12, 2014 | Home Buyer Tips, Home Seller Tips, Real Estate (Residential), Residential Mortgage
In Just 2013 we blogged about the biggest rise of interest rates in 25 years brought the refinancing applications to a 2-year low. Applications for purchase loans have also declined by 4%. Now the rerun of the same movie is out with the Mortgage applications down at...
by Leila Mortaz | Jan 6, 2014 | Home Seller Tips, Real Estate (Residential), Residential Mortgage
With the huge shortage of homes for sale in Silicon Valley, some home owners are tempted to sell their home by themselves or list them as FSBO. These sellers assume that their home will sell quickly and can’t see a reason to justify spending $30,000 on Listing...
by Leila Mortaz | Dec 24, 2013 | Real Estate (Residential), Residential Mortgage
The year end for 2013 is a good time to take a closer look at where the residential mortgage rates will be in 2014. Well, if you are in the market to purchase a home the year should be a mixed blessing with some good news and bad news. Good News: Good news about...
by Leila Mortaz | Oct 26, 2013 | Home Seller Tips, Real Estate (Residential), Residential Mortgage, San Jose Short Sales, Short Sale Expert Advice, Short Sales
Do you on a home with a Wells Fargo loan that is under water!? Do you owe more money that you home might be worth!? Well, you might be in luck since according to Kay Mauer the Short Sale Manage of Wells Fargo, the bank is interested in helping home owners iwth...
