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Top 6 mortgage protections with Dodd-Frank Wall Street reform act

by Leila Mortaz | May 16, 2014 | Home Buyer Tips, Real Estate (Residential), Residential Mortgage

Dodd-Frank Wall Street reform act created a independent watchdog, housed at the Federal Reserve, with the authority to ensure American consumers get the clear, accurate information they need to shop for mortgages, credit cards, and other financial products, and...

You are paying a mortgage even when renting

by Leila Mortaz | May 13, 2014 | Home Buyer Tips, Real Estate (Residential), Residential Mortgage

Are you still trying to avoid paying for a mortgage?  Are you still nervous about owning a home?   Well, the fact of the matter is that unless you are like George Kastanza from TV’s Seinfeld, you are paying for a mortgage – just not your own mortgage, your...

Is your home an asset or a liability?

by Leila Mortaz | May 2, 2014 | For Sale By Owner, Home Buyer Tips, Home Seller Tips, Real Estate (Residential), Residential Mortgage

Years ago I attend the Rich Dad, Poor Dad informational session in San Jose and it was neat to hear their perspective on home ownership.  Robert Kiyosaki has made millions by branding a series of educational material that are good sources of information to to...

What is the cost of waiting if you don’t buy a home now?

by Leila Mortaz | Apr 27, 2014 | Home Buyer Tips, Home Seller Tips, Real Estate (Residential), Residential Mortgage

Are you still in the market to buy a home in California?  How many offers did you write last year without success?  Have you given up on buying your dream home? With the rising interest rates and shortage of inventory some frustrated buyers have opted to stop their...

How to analyze investment properties on your iPad

by Leila Mortaz | Apr 22, 2014 | Home Buyer Tips, Property Management, Real Estate (Residential), Residential Mortgage

ROI analysis is the most critical piece of success with investment properties.  In fact, most industry veterans make money when they acquire property and not when they liquidate it.  So unless you are buying investment properties for cash the ROI analysis will be the...

Did FED create yet another real estate bubble?

by Leila Mortaz | Apr 18, 2014 | Home Buyer Tips, Real Estate (Residential), Residential Mortgage

Are you frustrated that your dream home is out of your reach?  Are homes in your area un-affordable?   Well, you are not alone.  Is the real estate bubble back? Analysis of mortgage data by Zillow (Z)of income, mortgage and home value data in the fourth quarter of...
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