by Leila Mortaz | Oct 17, 2015 | Home Buyer Tips, Real Estate (Residential), Residential Mortgage
There are 3 major credit reporting agencies that most lenders use to to arrive at underwriting decisions. Whether you are borrowing for a credit card or a home loan, your combined FICO score from these agencies will play an important role on the amount of credit and...
by Leila Mortaz | Oct 15, 2015 | Los Gatos Rentals, Property Management, Real Estate (Residential), Tenant Screening
Are you interested in renting your Los Gatos home? Do you know what you are getting yourself into? Well, there is plenty of myth about property management which overshadows the tedious tasks associated with managing rentals. So, we will document the top 5 myth...
by Leila Mortaz | Oct 11, 2015 | News, Real Estate (Residential), Residential Mortgage, Silicon Valley life style
This is an interesting post if you are interested in installing Solar panels. Last year we did contact with 2 Solar providers and the cost was way prohibitive since we are only an average of $110 per month of electric bill. But there could be other justifications...
by Leila Mortaz | Oct 9, 2015 | News, Real Estate (Residential)
Nice win for the middle class with an underwater mortgage where the home value is much lower than the current value of the home. Stockton was one of the hardest hit areas of recession where the home values declined substantially due to over-buildin. The bank finally...
by Leila Mortaz | Oct 5, 2015 | Home Seller Tips, Real Estate (Residential), REOs, Short Sales
With the serious shortage of inventory in Silicon Valley, it harder to find a property let alone a fixer upper that you can use for flip for profit. But there are still gems in some pockets of the valley that are ideal candidates for remodeling. Let’s assume...
by Leila Mortaz | Oct 4, 2015 | Los Gatos Rentals, Property Management, Real Estate (Residential), San Jose Rental, Silicon Valley Rentals
Do you have rental properties that you manage yourself? Do you screen your own tenants? Here are some secrets to find the best tenants for your rental properties: Check FICO Credit: You should use a Credit Reporting company that will provide you the rating from all 3...
