by Leila Mortaz | Dec 8, 2014 | Home Buyer Tips, Real Estate (Residential), Residential Mortgage
When I read the story on Wall Street Journal about the inflated appraisals coming back, I had no choice but to think about the heady days on the Real Estate boom where we offered a $650,000 for a 4 bedroom home in King City, California. My husband & I invested in...
by Leila Mortaz | Nov 14, 2014 | Home Buyer Tips, Real Estate (Residential), Silicon Valley life style
When I was watching this interview with the CEO of Starbucks, it struck me as interesting that he’s predicting the continued decline of cash being used in everyday transactions. What’s interesting about the predictions that Cash will be obsolete in a few...
by Leila Mortaz | Nov 12, 2014 | Home Buyer Tips, Los Gatos Fixer Upper, Los Gatos Living, Real Estate (Residential), Silicon Valley life style
Do you have $2M cash that you don’t need for the next 2 years? Are you tired of watching the HGTV’s Fixer Upper brothers convert dumps to dream homes? Well, Los Gatos might be a nice playground for you since there are some lot deals here that come with...
by Leila Mortaz | Nov 3, 2014 | Home Buyer Tips, Real Estate (Residential), Silicon Valley life style
We’ve all been groomed to think that the best retirement places for seniors are Florida or Arizona. But some of the choices that Boomers are making to retire are intriguing to say the least. For instance, places like Sioux Falls, SD; Provo, UT; Iowa City, IA;...
by Leila Mortaz | Nov 1, 2014 | Home Buyer Tips, Real Estate (Residential), Residential Mortgage
If you had tried to qualify for a home mortgage during the past 2 years, you would have learned a hard lesson that the banks were not interested in loaning money. One friend who wanted to borrow $300,000 on a $3M home in Bel Air could not believe the amount of red...
by Leila Mortaz | Oct 21, 2014 | Home Buyer Tips, Real Estate (Residential), Residential Mortgage
Getting the lowest interest rate on your home mortgage translates to thousands of dollars during the life of your loan. But the 1st step is understanding how the 3 major credit agencies Equifax, Experian and TranUnion determine your FICO score. Your credit score aka...
