by David Mortaz | Apr 29, 2013 | Home Buyer Tips, Home Seller Tips, REOs, Short Sale Expert Advice
Writing a Short Sale Hardship letter poses an interesting challenge for most homeowners since they are not sure what information they must include in this letter. We will provide you some general guidelines on the essential and critical information that MUST be...
by David Mortaz | Apr 28, 2013 | Home Buyer Tips, Home Seller Tips, Short Sale Expert Advice, Short Sales
HAFA (Home Affordable Foreclosure Alternative) was instituted to ease the settlement of Short Sale transactions between lenders and underwater Home owners. The beauty of the HAFA Short Sale is that it offers the home owners a fresh start since they can ditch their...
by David Mortaz | Apr 27, 2013 | Home Buyer Tips, Los Gatos Fixer Upper, REOs
This is Part 1 of the Blog on buying Bank Owned (REO) properties. Despite perception created by some agents US banks are NOT desperate to get ride of their assets and they have well developed processes to NET the highest possible price for their REOs. Before an...
by David Mortaz | Apr 27, 2013 | Home Buyer Tips, Los Gatos Fixer Upper, REOs
Yes, folks this is not another one of those fancy 100% financing programs that caused the massive financial collapse! This is the FHA 203K program which most major US Banks including Wells Fargo, Bank of America now offer where the post purchase repair costs are...
by David Mortaz | Apr 26, 2013 | Home Buyer Tips, Home Seller Tips, Los Gatos Fixer Upper
One of the best investments before selling your house could be a Small Kitchen Remodel that could add alot to your home’s value. Kitchen improvements are easiest to recover 100% or more of the investments in they are done properly. Now that you know that you...
by David Mortaz | Apr 25, 2013 | Home Buyer Tips, Short Sale Expert Advice, Short Sales
For most Americans owning a home has a significant cultural and emotional value. A home defines more than your address since it often implies which schools you kids will attend and the quality of life they will enjoy. But how can you time your home purchase? Like...
