by David Mortaz | May 27, 2013 | Home Buyer Tips, Home Seller Tips, Property Management
Home inspections are an option that can facilitate the marketing of a property. However, in California Home buyers have the right to order theirown inspections and are advised to do so as part of standard Purchase Contract. buyer are afforded the right to order...
by David Mortaz | May 27, 2013 | Home Buyer Tips, Home Seller Tips, Los Gatos Fixer Upper, REOs, Short Sale Expert Advice, Short Sales
With US banks making more money on Short Sales than REOs, they are encouraging more home owners to try Short Sales. But here’s the rub! Consumers no longer trust the banks specially after the Loan Modification disasters which proved to consumer that banks were...
by David Mortaz | May 27, 2013 | Home Buyer Tips, Home Seller Tips, Los Gatos Fixer Upper, REOs, Short Sale Expert Advice, Short Sales
S&P/Case-Shiller Home Index, average home prices increased 9.3% for the 20-City composites in the 12 months ending February 2013. According to this report, San Francisco market alone experienced a whopping 18.9% increase in the 1 year since Feb 2012. But will...
by David Mortaz | May 26, 2013 | Home Buyer Tips, Home Seller Tips, REOs, Short Sales
Pleasant Hill is a bedroom community located to the East of San Francisco Bay. Foreclosure Activity in Pleasant Hill for Notice of Default filings increased by 100 while Note of Sales declined by 22% compared to April 2012. This means that there should be more...
by David Mortaz | May 25, 2013 | Home Buyer Tips, Home Seller Tips, Short Sale Expert Advice, Short Sales
If you are exploring a Short Sale as an option to Avoid Foreclosure An important factor in whether you can be liable for a deficiency balance is whether your loan is a non-recourse loan or a recourse loan. A non-recourse loan restricts your lender’s ability to collect...
by David Mortaz | May 23, 2013 | Deferred Sales Trust, Home Buyer Tips, Home Seller Tips, Real Estate (Residential)
Many 401(k) plans allow employees to make a hardship withdrawal because of immediate and heavy financial needs. Generally, hardship withdrawal and distribution are limited to the amount of the employee’s contribution and do not include any income earned on the...
