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How to raise your credit score?

by Leila Mortaz | Oct 17, 2015 | Home Buyer Tips, Real Estate (Residential), Residential Mortgage

There are 3 major credit reporting agencies that most lenders use to to arrive at underwriting decisions. Whether you are borrowing for a credit card or a home loan, your combined FICO score from these agencies will play an important role on the amount of credit and...

Mortgages: Advice on Lending to Adult Children

by Leila Mortaz | Oct 9, 2015 | Home Buyer Tips, News, Residential Mortgage

Most lender have programs for non-occupants borrower that can be on the loan to help with the approval of the loan.  In this article, the mechanics of the process is discussed where the parents who do not occupy the property can remain on the loan for at least 12...
Shared housing for seniors a practical option

Shared housing for seniors a practical option

by Leila Mortaz | Oct 9, 2015 | Home Buyer Tips, News

This is an idea whose time has come specially with the housing crisis in Silicon Valley where 2 income families can not afford to buy a home let alone seniors on fixed income. Happy Reading. Marilyn Philbin, 73, left, of Livermore, and her roommate Muriel Morua, 74,...

Pleasanton church site rezoned for replacement by 25 houses

by Leila Mortaz | Oct 7, 2015 | Home Buyer Tips, News

By Denis Cuff dcuff@bayareanewsgroup.com PLEASANTON — A plan to allow construction of 25 homes at the Centerpointe Church site was approved by the City Council Tuesday night before a large and sharply divided audience. The vote was 4-1 on the Pleasanton council...

What sold in Silicon Valley’s Atherton, Los Gatos, Los Altos…etc

by Leila Mortaz | Oct 7, 2015 | Home Buyer Tips, Home Seller Tips, Los Gatos Real Estate, News

______________________________ ATHERTON 94027 _______________________________ 107 James Ave $4,700,000 8-27-2015 2180 SF 4 BR Atherton 94027 37 Ringwood Ave $3,480,000 8-24-2015 3460 SF 6 BR Atherton 94027 198 Toyon Rd $4,850,000 8-21-2015 4050 SF 3 BR Atherton 94027...

More than a Quarter of U.S. Homes Lost Value in the Last Year

by Leila Mortaz | Sep 22, 2015 | For Sale By Owner, Home Buyer Tips, News, Property Management, Real Estate (Residential)

SEATTLE, Sept. 22, 2015 /PRNewswire/ — More than a quarter of homes across the country lost value over the past year, despite the ongoing housing market recovery, according to the Zillow® August Real Estate Market Report[i]. Some markets have already surpassed...
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