by Leila Mortaz | Mar 26, 2014 | Home Buyer Tips, Property Management, Real Estate (Residential)
ROI analysis is must for any real estate investment but if you are interested in buying a Los Gatos home for rental income you will need to do some serious math since the Median Sale Price of homes in the past 90 days were $1.47 Million dollars! Unless you are...
by Leila Mortaz | Mar 25, 2014 | Home Buyer Tips, Home Seller Tips, Real Estate (Residential)
If you are interested in getting highest price for your Los Gatos home, then you need to hire an agent which is local for sure. It also helps if the agent lives in Los Gatos as well. Now that you have found your Real Estate agent, what will get you the highest price...
by Leila Mortaz | Mar 17, 2014 | Home Buyer Tips, Real Estate (Residential), REOs, Residential Mortgage
While marketing Bank-Owned (REO) properties during the past decade, banks required us to only submit offers from Pre-Approved buyers. So, what is the difference between a Pre-Qual and a Pre-Approval? So at the expense of public service and helping our fellow real...
by Leila Mortaz | Mar 16, 2014 | Home Buyer Tips, Home Seller Tips, Los Gatos Fixer Upper, Real Estate (Residential), Short Sale Expert Advice, Short Sales
If you are negotiating with a bank on a Los Gatos Short Sale; the Fair Market Value of the home is determined by a Broker Price Opinion (BPO). Your home’s Fair Market Value is often a source of massive disputes. Unlike a typical appraisal, banks are only...
by Leila Mortaz | Mar 16, 2014 | Home Buyer Tips, Real Estate (Residential), Residential Mortgage
Have you ever wondered where banks get the credit score they need to make lending decision for borrowers? Whether you are applying for a credit card or a residential home mortgage; your combined FICO score from will play an important role on the amount of credit and...
by Leila Mortaz | Mar 16, 2014 | Home Buyer Tips, Real Estate (Residential), Residential Mortgage
If you in the market to buy a home in Los Gatos, you will be competing with cash buyers and very little inventory. So, it’s critical to have your finances in order prior to starting your search in Los Gatos. In fact, most buyers wrongly assume that because...